Rates

Rates effective 11/27/2018

Savings & Club Accounts

 

Statement & Passbook Savings Tier Interest Rate APY*
Minimum $250 balance to avoid service charge. $0.01-$2,499.99  0.03% 0.03%
$2,500.00-$9,999.99  0.05% 0.05%
$10,000-$24,999.99  0.10% 0.10%
$25,000.00-$49,999.99  0.10% 0.10%
$50,000.00-$99,999.99  0.15% 0.15%
$100,000.00 AND OVER  0.20% 0.20%

 

Christmas Club Tier Interest Rate APY*
Minimum $5 to open all balances  0.05% 0.05%

APY=Annual Percentage Yield

Checking

 

 

Money Market Checking Tier Interest Rate APY*
Minimum $2,500 to avoid service charge. $0.01-$2,499.99  0.00% 0.00%
$2,500.00-$9,999.99  0.05% 0.05%
$10,000-$24,999.99  0.10% 0.10%
$25,000.00-$49,999.99  0.15% 0.15%
$50,000.00-$99,999.99  0.15% 0.15%
$100,000.00 AND OVER  0.20% 0.20%

 

Premiere Checking Tier Interest Rate APY*
Minimum $1,000 balance to avoid service charge. $0.01-$2,499.99  0.05%  0.05%
$2,500.00-$9,999.99  0.05%  0.05%
$10,000-$24,999.99  0.10%  0.10%
$25,000.00-$49,999.99  0.10%  0.10%
$50,000.00-$99,999.99  0.15% 0.15%
$100,000.00 AND OVER  0.20% 0.20%

 

Basic Business Checking Tier Interest Rate APY*
Minimum $2,500 to avoid service charge. $0.01-$2499.99 0.03%  0.03%
$2,500.00-$9,999.99 0.05%  0.05%
$10,000-$24,999.99 0.05%  0.05%
$25,000.00-$49,999.99 0.10%  0.10%
$50,000.00-$99,999.99 0.15% 0.15%
$100,000.00 AND OVER 0.20% 0.20%

APY=Annual Percentage Yield

CDs & IRAs

Type of Account APY* Contract Term Interest Rate Minimum Balance Additional Deposits
IRA Certificate 1.25% 18 Months 1.24% $100.00 $10 Minimum
Roth IRA Certificate  1.25% 18 Months  1.24%  $100.00  $10 Minimum
 Education Savings  1.25% 18 Months  1.24%  $100.00  Any Amount
 182 Day Certificate  0.25% 182 Days  0.25%  $2,500.00  None
 12 Month Certificate  0.50% 12 Months  0.50%  $1,000.00  None
 18 Month Certificate  1.40% 18 Months  1.39%  $1,000.00  None
 24 Month Certificate  1.00% 24 Months  1.00%  $1,000.00  None
 30 Month Certificate  1.25% 30 Months  1.24%  $1,000.00  None
 36 Month Certificate  2.00% 36 Months  1.98%  $1,000.00  None
 48 Month Certificate  2.10% 48 Months  2.08%  $1,000.00  None
CD Special
25 Month Certificate 2.45% 25 Months 2.43% $1,000.00 None

Variable Rate CDs – The rate may change after the account is opened.

 

A penalty may be imposed for early withdrawal.

 

*APY=Annual Percentage Yield