Rates

Rates effective 10/01/2022

Savings & Club Accounts

 

Statement & Passbook Savings Tier Interest Rate APY*
Minimum $250 balance to avoid service charge. $0.01-$2,499.99  0.02% 0.02%
$2,500.00-$9,999.99  0.02% 0.02%
$10,000-$24,999.99  0.02% 0.02%
$25,000.00-$49,999.99  0.02% 0.02%
$50,000.00-$99,999.99  0.02% 0.02%
$100,000.00 AND OVER  0.05% 0.05%

 

Christmas Club Tier Interest Rate APY*
Minimum $5 to open all balances  0.03% 0.03%

APY=Annual Percentage Yield

Checking

 

 

Money Market Checking Tier Interest Rate APY*
Minimum $2,500 to avoid service charge. $0.01-$2,499.99  0.00% 0.00%
$2,500.00-$9,999.99  0.02% 0.02%
$10,000-$24,999.99  0.02% 0.02%
$25,000.00-$49,999.99  0.02% 0.02%
$50,000.00-$99,999.99  0.02% 0.02%
$100,000.00 AND OVER  0.05% 0.05%

 

Premiere Checking Tier Interest Rate APY*
Minimum $1,000 balance to avoid service charge. $0.01-$2,499.99  0.02%  0.02%
$2,500.00-$9,999.99  0.02%  0.02%
$10,000-$24,999.99  0.02%  0.02%
$25,000.00-$49,999.99  0.02%  0.02%
$50,000.00-$99,999.99  0.02% 0.02%
$100,000.00 AND OVER  0.05% 0.05%

 

Basic Business Checking Tier Interest Rate APY*
Minimum $2,500 to avoid service charge. $0.01-$2499.99 0.02%  0.02%
$2,500.00-$9,999.99 0.02%  0.02%
$10,000-$24,999.99 0.02%  0.02%
$25,000.00-$49,999.99 0.02%  0.02%
$50,000.00-$99,999.99 0.02% 0.02%
$100,000.00 AND OVER 0.05% 0.05%

APY=Annual Percentage Yield

CDs & IRAs

Type of Account APY* Contract Term Interest Rate Minimum Balance Additional Deposits
IRA Certificate 0.40% 18 Months 0.40% $100.00 $10 Minimum
Roth IRA Certificate  0.40% 18 Months  0.40%  $100.00  $10 Minimum
 Education Savings  0.40% 18 Months  0.40%  $100.00  Any Amount
 182 Day Certificate  0.10% 182 Days  0.10%  $2,500.00  None
 12 Month Certificate  0.30% 12 Months  0.30%  $1,000.00  None
 18 Month Certificate  0.20% 18 Months  0.20%  $1,000.00  None
 24 Month Certificate  0.20% 24 Months  0.20%  $1,000.00  None
 30 Month Certificate  1.05% 30 Months 1.05%  $1,000.00  None
 36 Month Certificate  0.40% 36 Months 0.40%  $1,000.00  None
 48 Month Certificate  0.50% 48 Months  0.50%  $1,000.00  None

Variable Rate CDs – The rate may change after the account is opened.

 

A penalty may be imposed for early withdrawal.

 

*APY=Annual Percentage Yield