Rates

Rates effective 02/01/2024

Savings & Club Accounts

 

Statement & Passbook Savings Tier Interest Rate APY*
Minimum $250 balance to avoid service charge. $0.01-$2,499.99  0.10% 0.10%
$2,500.00-$9,999.99  0.10% 0.10%
$10,000-$24,999.99  0.15% 0.15%
$25,000.00-$49,999.99  0.30% 0.30%
$50,000.00-$99,999.99  0.30% 0.30%
$100,000.00 AND OVER  0.35% 0.35%

 

Christmas Club Tier Interest Rate APY*
Minimum $5 to open all balances  0.05% 0.05%

APY=Annual Percentage Yield

Checking

 

 

Money Market Checking Tier Interest Rate APY*
Minimum $2,500 to avoid service charge. $0.01-$2,499.99  0.00% 0.00%
$2,500.00-$9,999.99  0.10% 0.10%
$10,000-$24,999.99  0.15% 0.15%
$25,000.00-$49,999.99  0.30% 0.30%
$50,000.00-$99,999.99  0.30% 0.30%
$100,000.00 AND OVER  0.35% 0.35%

 

Premiere Checking Tier Interest Rate APY*
Minimum $1,000 balance to avoid service charge. $0.01-$2,499.99  0.08%  0.08%
$2,500.00-$9,999.99  0.13%  0.13%
$10,000-$24,999.99  0.13%  0.13%
$25,000.00-$49,999.99  0.25%  0.25%
$50,000.00-$99,999.99  0.25% 0.25%
$100,000.00 AND OVER  0.35% 0.35%

 

Basic Business Checking Tier Interest Rate APY*
Minimum $2,500 to avoid service charge. $0.01-$2499.99 0.08%  0.08%
$2,500.00-$9,999.99 0.13%  0.13%
$10,000-$24,999.99 0.13%  0.13%
$25,000.00-$49,999.99 0.20%  0.20%
$50,000.00-$99,999.99 0.20% 0.20%
$100,000.00 AND OVER 0.30% 0.30%

APY=Annual Percentage Yield

CDs & IRAs

Type of Account APY* Contract Term Interest Rate Minimum Balance Additional Deposits
IRA Certificate 4.40% 18 Months 4.31% $100.00 $10 Minimum
Roth IRA Certificate  4.40% 18 Months  4.31%  $100.00  $10 Minimum
 Education Savings  4.40% 18 Months  4.31%  $100.00  Any Amount
 182 Day Certificate  4.35% 182 Days  4.31%  $2,500.00  None
 12 Month Certificate  2.55% 12 Months  2.53%  $1,000.00  None
 18 Month Certificate  0.30% 18 Months  0.30%  $1,000.00  None
 24 Month Certificate  4.10% 24 Months  4.04%  $1,000.00  None
 30 Month Certificate  2.20% 30 Months 2.18%  $1,000.00  None
 36 Month Certificate  0.75% 36 Months 0.75%  $1,000.00  None
 48 Month Certificate  0.85% 48 Months  0.85%  $1,000.00  None

Variable Rate CDs – The rate may change after the account is opened.

 

A penalty may be imposed for early withdrawal.

 

*APY=Annual Percentage Yield

 

 

Effective January 6, 2024, our lobby will be closed on Saturday's. This will allow our employees to spend more time with their families on the weekends. All transactions on these days will be handled through the Drive-Thru. Access to the lobby can be done by appointment only. Please call (937) 526-4515 to make an appointment.