Rates effective 01/01/2019
Savings & Club Accounts
| Statement & Passbook Savings | Tier | Interest Rate | APY* |
|---|---|---|---|
| Minimum $250 balance to avoid service charge. | $0.01-$2,499.99 | 0.03% | 0.03% |
| $2,500.00-$9,999.99 | 0.05% | 0.05% | |
| $10,000-$24,999.99 | 0.10% | 0.10% | |
| $25,000.00-$49,999.99 | 0.10% | 0.10% | |
| $50,000.00-$99,999.99 | 0.15% | 0.15% | |
| $100,000.00 AND OVER | 0.20% | 0.20% |
| Christmas Club | Tier | Interest Rate | APY* |
|---|---|---|---|
| Minimum $5 to open | all balances | 0.05% | 0.05% |
APY=Annual Percentage Yield
Checking
| Money Market Checking | Tier | Interest Rate | APY* |
|---|---|---|---|
| Minimum $2,500 to avoid service charge. | $0.01-$2,499.99 | 0.00% | 0.00% |
| $2,500.00-$9,999.99 | 0.05% | 0.05% | |
| $10,000-$24,999.99 | 0.10% | 0.10% | |
| $25,000.00-$49,999.99 | 0.15% | 0.15% | |
| $50,000.00-$99,999.99 | 0.15% | 0.15% | |
| $100,000.00 AND OVER | 0.20% | 0.20% |
| Premiere Checking | Tier | Interest Rate | APY* |
|---|---|---|---|
| Minimum $1,000 balance to avoid service charge. | $0.01-$2,499.99 | 0.05% | 0.05% |
| $2,500.00-$9,999.99 | 0.05% | 0.05% | |
| $10,000-$24,999.99 | 0.10% | 0.10% | |
| $25,000.00-$49,999.99 | 0.10% | 0.10% | |
| $50,000.00-$99,999.99 | 0.15% | 0.15% | |
| $100,000.00 AND OVER | 0.20% | 0.20% |
| Basic Business Checking | Tier | Interest Rate | APY* |
|---|---|---|---|
| Minimum $2,500 to avoid service charge. | $0.01-$2499.99 | 0.03% | 0.03% |
| $2,500.00-$9,999.99 | 0.05% | 0.05% | |
| $10,000-$24,999.99 | 0.05% | 0.05% | |
| $25,000.00-$49,999.99 | 0.10% | 0.10% | |
| $50,000.00-$99,999.99 | 0.15% | 0.15% | |
| $100,000.00 AND OVER | 0.20% | 0.20% |
APY=Annual Percentage Yield
CDs & IRAs
| Type of Account | APY* | Contract Term | Interest Rate | Minimum Balance | Additional Deposits |
|---|---|---|---|---|---|
| IRA Certificate | 1.50% | 18 Months | 1.49% | $100.00 | $10 Minimum |
| Roth IRA Certificate | 1.50% | 18 Months | 1.49% | $100.00 | $10 Minimum |
| Education Savings | 1.50% | 18 Months | 1.49% | $100.00 | Any Amount |
| 182 Day Certificate | 0.25% | 182 Days | 0.25% | $2,500.00 | None |
| 12 Month Certificate | 0.50% | 12 Months | 0.50% | $1,000.00 | None |
| 18 Month Certificate | 1.40% | 18 Months | 1.39% | $1,000.00 | None |
| 24 Month Certificate | 1.00% | 24 Months | 1.00% | $1,000.00 | None |
| 30 Month Certificate | 1.25% | 30 Months | 1.24% | $1,000.00 | None |
| 36 Month Certificate | 2.00% | 36 Months | 1.98% | $1,000.00 | None |
| 48 Month Certificate | 2.10% | 48 Months | 2.08% | $1,000.00 | None |
| CD Special | |||||
| 25 Month Certificate | 2.45% | 25 Months | 2.43% | $1,000.00 | None |
Variable Rate CDs – The rate may change after the account is opened.
A penalty may be imposed for early withdrawal.
*APY=Annual Percentage Yield
